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Outsourcing, leasing Jobs in Nigeria
5
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ICS Outsourcing Nigeria Limited
Credit Analyst
Lagos, Nigeria
ICS Outsourcing Nigeria Limited
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Phillips Outsourcing Services Nigeria Limited
CLOSEDMarketing Manager
Lagos, Nigeria
Closing: Apr 30, 2024
3 days remainingPublished: Apr 19, 2024 (8 days ago)
Job Requirements
Education:
Work experience:
Language skills:
Job Summary
Contract Type:
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- Ability to effectively manage competing deadlines for projects with less supervision.
- Excellent written and oral communication skills.
- Strong math aptitude, and organizational and analytical skills.
- Strong problem-solving and follow-up skills coupled with pragmatism and common sense
- Decision-oriented with the ability to support with sound reasoning and logic
- Impeccable understanding of financial statements, ratios, and concepts
- Computer literate; fluency in Microsoft Office programs (Word, Excel, Outlook)
- Experience with use of credit administration or other banking application software
- Age range of 30 – 35 years is preferred
Educational Qualification & Experience
- Bachelor’s Degree or HND in any discipline.
- 3 - 4 years’ credit analysis experience in a bank or non-bank financial institution.
Responsibilities
- Ability to effectively manage competing deadlines for projects with less supervision.
- Excellent written and oral communication skills.
- Strong math aptitude, and organizational and analytical skills.
- Strong problem-solving and follow-up skills coupled with pragmatism and common sense
- Decision-oriented with the ability to support with sound reasoning and logic
- Impeccable understanding of financial statements, ratios, and concepts
- Computer literate; fluency in Microsoft Office programs (Word, Excel, Outlook)
- Experience with use of credit administration or other banking application software
- Age range of 30 – 35 years is preferred
Educational Qualification & Experience
- Bachelor’s Degree or HND in any discipline.
- 3 - 4 years’ credit analysis experience in a bank or non-bank financial institution.
- A leading player in the Other Financial Institutions in Lagos state requires the service of credit analyst.
Job Description
- Assess the creditworthiness of clients.
- Evaluate clients’ credit applications, financial documents, records and credit history to determine their credit worthiness.
- Prepare ratio, trend, cash flows analyses, and create projections based on historical data.
- Analyze credit applications and make recommendations to management for approvals.
- Prepare credit appraisal memorandum in respect of applications for the consideration of Approval.
- Follow up on credit requests to ensure approvals are obtained within approved timeline set by management
- Attend meetings with Relationship Officers to structure appropriate facilities for customers.
- Monitor risk asset portfolio and ensure adherence to regulatory standard.
- Prepare and submit credit reports to management and regulators in timely manner.
- Adhere to credit policy and guidelines of the company.
- Perform any other function that may be assigned by the Head, Credit Department, Management and Board
- Achieve agreed financials targets (assets and liabilities generation) on a monthly basis.
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